KakaoBank Overdraft Loan
Rates and credit limits
at preferential terms
Use only when you need and
pay interest only on the amount used
Interest is charged only on the amount used each day. Take out an overdraft only when you need and
conveniently reduce the interest burden by depositing the money back at any time.
Anyone who has a full-time job, receive loans up to 240 million won
Loans for customers who have been working for more than 1 year. Loans up to 240 million won according to credit score and income level.
- If you have a
- KRW 240 millionUp to KRW 240
No complicated form submission;
Right on your smartphone
There's no need to visit a bank branch or submit complicated forms. Conveniently replace document submission with certificates.
StepView your credit limit/interest rate
Access your actual credit limit and interest rate.
StepConfirm your employment/
income level information
If you have a certificate on your smart-phone or PC, documents are submitted just by entering your authentication password.
StepComplete your mobile loan contract
Confirm the loan amount and other details and then fill in the application form.
The loan is processed right away once the contract is filled in.