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KakaoBank Credit Loan

A quick and easy credit loan When you need a lump sum of money

Prime LoanMid-Credit LoanMid-Credit Plus LoanSunshine Loan

If you have a full-time job, receive loans up to 300 million won

A loan product for customers who have a full-time job for over 3 months. Loans up to 300 million won according to credit score and income level.

  • If you have a
    full-time job
  • KRW 300 millionUp to KRW 300

Automatic collection with the collection mode setting.

Penalty fee when you make repayments? KakaoBank does not charge any fees such as prepayment penalty even if you repay the entire loan or part of the loan before maturity. Reduce interest by repaying whenever you have the money.

  • 0
  • 6
  • 1 year
  • 1y 6m
  • 2 years
  • 2y 6m
  • 3 years

No complicated form submission;
Right on your smartphone

There's no need to visit a bank branch or submit complicated forms.Conveniently replace document submission with certificates.

  1. 1


    View your credit limit/interest rate

    Access your actual credit limit and interest rate.

  2. 2


    Confirm your employment/income level information

    If you have a certificate on your smart-phone or PC, documents are submitted just by entering your authentication password.

  3. 3


    Complete your mobile loan contract

    Confirm the loan amount and other details and then fill in the application form.

  4. 4


    Loan executed

    The loan is processed right away once the contract is filled in.