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KakaoBank Micro LoanHandy mobile micro loans

Micro Overdraft Loan

상품 소개

Micro loans are handy for these occasions!

When you don’t have cash but have expenditures
for congratulations or condolences.
When you suddenly need money, right before your pay day
When your credit rating drops because of the cash service you casually used
When you need cash ahead of time,
just in case

Up to 3,000,000 won.

Micro loans can be used immediately
(withdrawal available directly from your account)
after running your credit score by conveniently
using mobile self-authentication.


Easy withdrawal with check cards

Approved overdraft limit can be used right away.
Approved amounts can be used conveniently not only for transfers,
but for online/offline payments or ATM withdrawals using a check card.